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Right to buy mortgages are for use by Public housing tenants who wish to purchase their property under the Right to Buy Scheme. Public housing tenants are people who rent their property from the local council, a non-charitable housing association or a housing action trust. The vast majority of Right to buy sales are of local authority properties.

The Right to buy enables tenants to buy their homes at a discounted price, provided that the tenant has been living in their home for two years and meet the other qualified criteria. The RTB scheme is open to virtually any secure tenant who can afford to buy with the exception of dwellings occupied in connection with their employment and housing specially provided for the elderly and (in certain cases) the disabled.

There are two options available under the right to buy:

1. You can buy your home by paying the full purchase price at once with discounts ranging from 32% to 70% dependent on how many years you have spent as a public sector tenant and subject to a Maximum discount limit for the area you live in.
2. You can use the Rent to Mortgage scheme if you want to buy your home, but can’t afford to pay it all at once.

   Complete the form below and an advisor will contact you to discuss your requirements.
   Alternatively you can contact us directly on
   01843 852 500

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   Your Details Your Details Title: - Mr Mrs Miss Ms Dr *Forename: *Surname: Date Of Birth: (DD/MM/YYYY) Street Address: Address (cont.): Address (cont.): City/Town: County: Post Code: *Contact Phone Number: Home Phone Number: Mobile Phone Number: *Email Address: Occupation: Your Mortgage Requirements Type of Mortgage: Remortgage of current property Purchase of property Buy to let Self Build General capitial raising Home improvements Purchase second property Business s Required mortgage advance: (£) Property value: (£) Method of repayment: Repayment (Capital and Interest) Interest Only (Pension backed) Interest Only (ISA Backed) Interest Only (Other) Your Income Annual Income: (£) If joint mortgage state 2nd Annual Income: (£) Can you prove this income: Yes No Additional Information or Comments Would You like to be added to our mailing list to be updated on new products and services? Yes No YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.